Life with a disability is full of challenges, not the least of which are financial. According to the National Financial Capability Study, people with disabilities are more likely to be unbanked, earn less than $35,000 a year, and have trouble paying their bills. While these short-term financial problems are troubling, perhaps the biggest financial obstacle facing most individuals is saving for the future. The struggle to balance planning for retirement and long-term care whilst also focusing on immediate financial needs is challenging to say the least.